Uniguap

College expenses, settled between you and your student.

Your student submits what they spent, with the receipt. You approve it from your phone. Uniguap keeps the record — what was spent, what you've paid back, and what came out of the 529 — so nobody is reconstructing a year of Venmo history next April.

iPhone · iOS 17 or later · currently in TestFlight beta — or use it in your browser, no install needed.

The Uniguap home screen: a $13,909.35 30-day total, per-student rows for two students, and two expenses waiting for review.

How it works

Three steps, and the paperwork is already done.

The whole loop happens on the phone that's already in your hand — no spreadsheet, no shoebox of receipts, no group chat about who paid for the textbooks.

1

Your student submits it

They photograph the receipt and Uniguap reads the merchant, amount and date off it. Or they send it straight from the share sheet in Photos, Mail or Files.

2

You approve or deny it

Swipe right to approve, left to deny with a reason. Everything waiting on you sits at the top of the list, and you get a notification when something new arrives.

3

You record how you paid

Venmo, Zelle, cash, check — or a 529 withdrawal, tracked against the plan it came from. Pay several expenses at once and Uniguap settles them together.

At tax time

The 529 paperwork writes itself.

Every expense is filed against a category that knows whether it's a qualified education expense, and every withdrawal names the plan it came from. When the 1099-Q shows up, you already have the other side of it: what the money was spent on, with receipts attached and dates that line up.

Then print it. A tax-year summary of qualified against non-qualified spending and the withdrawals set beside it, plus the expense register behind that total — line by line, with what came out of the 529 and whether a receipt is on file. Save either as a PDF and send it to whoever files. Works the same from the app or the browser.

An expense in Uniguap: Books, Supplies & Equipment from Amazon for $178.90, marked pending, with its receipt and activity history.

Day to day

One list, in the order that matters.

Anything waiting on a decision comes first, then what's approved and still owed. Settled and denied expenses sink — nothing about either is waiting on anyone. Each row leads with the merchant, because "Barnes & Noble" is what you actually recognise.

The Uniguap expenses list, showing pending and approved expenses for two students with amounts and dates.

Also in the app

The details that come up in a real year.

Receipts that scan themselves

Point the camera at a receipt and the merchant, total and date come back filled in. PDFs work too.

More than one student

Each student gets their own totals, their own pending queue, and their own balance owed.

Both parents

Invite a co-parent to the same family. Students join with a pairing code and see only their own expenses.

Purchases you make directly

Bought the laptop yourself? Log it against your student without pretending you owe them for it.

Proof of payment

Attach the Venmo screenshot or the bank confirmation to the reimbursement, not just the expense.

Locked behind Face ID

It's financial and tax information. Require Face ID or your passcode every time the app opens.

Where it's up to

Uniguap is in private beta.

It's a working iPhone app that a family is using for a real school year — not a waitlist for something unbuilt. It isn't on the App Store yet.

  • Testing happens through Apple's TestFlight, on iPhone running iOS 17 or later.
  • Places are limited while the beta is small, so the feedback stays useful.
  • Expect rough edges, and expect them to get fixed quickly.